Investment Securities

Investment Securities questions and answers

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Q: Is it possible to find a job with a securities/investment banking firm with no degree?
I am currently pursuing a degree in Finance and live in a mid-size market. Do firms hire people with work experience, but no investment/securities experience?

A: If you marry the boss's daughter?

Q: What is the impact or effect of investment instruments /Securities on the bank market in specially bonds?
i need to a paper and i can't find info .

A: ask a question that makes sense

Q: Help with investment securities?
I recently inherited a Charles Schwab account from my grandfather. The account says i have $15.74 available to trade and $868.47 in securities. I want to know if i have access to this money and if i can use it for trading. The website is not very helpful and there is no securities page or anything. I just want to know what it is. Thanks!

A: As the statement says there is $15.74 in cash and $868.47 in securities of some sort (stock, bonds,etc.); you inherited $884.21 You will need to re-title the account in your name, Schwab will want a death certificate and I am assuming you were named as beneficiary on your Grandfather's account. Sounds like a great start for an IRA! Yes you will have access to this money, if you are of legal age, and yes you could use it for trading, although very little. Add your savings to it, I am sure that's what your Grandfather had intended.

Q: please help me and give guideline for my project investment in financial securities and financial planning?
it should be with from where i can get data and how?

A: I may be able to help but you need to be more specific.

Q: I'm planning to set-up my own investment company dealing with securities investment?
I'm scheduled to take the Series 7 and 63 exam in a couple of months. Does anyone know how I can set this kind of company? Is there someone out there who can give suggestions or guide me through the process of setting up this kind of business?

A: Contact the SEC (security exchange commission)

Q: What securities should I hold in a taxable investment account?
I just opened a brokerage account and am wondering what I should buy - individual stocks, ETFs or mutual funds? Individual bonds or bond funds? What is the best for a taxable (not IRA) account?

A: It depends on your personal financial position. No one can give a credible answer to that question unless they know what assets you own, what your liabilities are & what your commitments are. It is also important to understand your tax position, which varies from State to State. The only suggestion I can make is to go and see a Financial Advisor. In general terms they will tell you to make maximum possible use of your tax free allowance, and put those assets on which you would pay the most tax in the tax free accounts. The remainder goes in taxable accounts, and a Financial Advisor will be able to help you decide whether they should be stocks, ETFs, bonds or mutual funds.

Q: Where would securities held as a temporary investment go under?
On a balance sheet under current liabilities?

A: Short-term investments like marketable securities and time deposits go under Current Assets.

Q: are preferred securities paying 6% a safe and secure investment?
these securities are traded on the stock market and are callable,but some are down 20%. seems to me i'm giving up 20%of my principle for 6% interest.i'm getting my own money back. the numbers dont add up for me. the dates on the recalls are so far out i'll never see them. need advice. do they ever call any of these securities back? thanks in advance for your help.

A: This is why I hate preferred stocks. Since they are callable AND they are paying out 6% interest, I would be very keen to getting rid of them, because once this liquidity crisis is over and with the Fed Rate being definitely lower than 6%, you are definitely going to see that Call Feature exercised. Since you mentioned the Call dates are a ways out, that means you have time. You only lose that 20% if you convert and sell you Preferred Shares. So, hold onto them until they rebound. I don't know what Sector these stocks are in, or more importantly, what company they are with. But the call feature being a ways out, it gives you some time. Now, the burn here is that your are getting dividends which means you have a tax obligation. Yikes! I hate dividends for that reason. Moreover, your dividends ARE NOT guranteed! The company can elect to stop making dividend payments to you, which is why they prefer to issue Preferred Stocks over Bonds, as they are legally obligated to pay the interest on the Bonds. Moreover still, you need to make sure there is a feature on your preferred shares that SPECIFICALLY addresses you geting you back-dividend payments...as, they do not owe you back dividends if it is NOT on your contract. BUT, the company MUST pay you your dividend before they issue dividends out to common stocks. Which is guess is nice. Are you starting to feel like these are worthless...well you are partially correct. Preferred stocks aren't generally for Individual investors. They are more for other companies, since the Corporate Tax Codes only require Corporations to pay 20% of the income they receive from Dividends or Interests...while you pay taxes on 100% of that income. So, without knowing the specifics on the issurer or the contract, you mentioned you still have time before the call feature can be exercised. I say, watch closely that company's stock price and sell before than. They are paying you 6% a year on those stocks. When that call is available, and the rates are at 4%, they will call your stocks and reissue new stocks for the 4% interest rate rather than 6%...saving them 2% a year...which is a huge amount in the grand scheme of things. I hope this helped.

Q: What is '' securities '' in regards to investment banking...........?
and what is an investment banker Thanks

A: In the financial industry "securities" is a generic term for a traded asset. In other words it means exactly the same as "stocks" or "shares". An Investment Banker does does two things; - They provide specialist banking services for corporate clients or high net worth individuals. That could cover anything from consultancy advice on a large takeover, to arranging specialist bridging loans to tax free services for international executives. - They trade on their own account. Investment Banks take long and short positions in a whole range of assets, including shares, derivatives, commodities, and forex. Many Investment Banks make most of their profits in this second category.

Q: What are the tools used by investment analist, in practice, to predict the future price of securities?


A: Many analyst have their own calculator for future price. Most is based on current and future earnings estimates. Phil Town wrote a book called Rule #1 which follows Warren Buffett rule #1 of "Never Lose Money." He shows how to calculate future price or what he calls Margin or Safety (MOS). Below is a free website the will calculate MOS. http://ruleoneinvestor.com/members/index.php

Q: How do you find the security of an investment ?
i need to invest some money into some stock for my investment class and need to know the name of the investment security for sony corp (sne) and general electric (ge) can someone please help me i guess (ge) and (sne) is the name of security i didnt understand when the sheet asked for the name of security

A: huh? What do you mean you need to find the security? sony corp (sne) - SNE is the NYSE trading symbol general electric (ge) - GE is the NYSE trading symbol What is your question?

Q: In investment you hear about trading "securities". What exaclty is a "security"? and how does it work?
Interest? % Growth? etc.? Gotta love Yahoo! Answers. Thanks everyone!

A: Securities is a general term for a stock or bond issued by a corporation or government. Equities - refer to ownership stakes in a company, in terms of common stock or preferred stock. I suggest reading through wikipedia

Q: Discuss the role of investment bankers in the securities market?


A: Here's some basic info on investment banking and some links on where to find more info on it and on securities: "Investment Banking: Overview Investment Banks help companies and governments issue securities, help investors purchase securities, manage financial assets, trade securities and provide financial advice. The leading investment banks including Merrill Lynch, Salomon Smith Barney, Morgan Stanley Dean Witter and Goldman Sachs are said to be in the bulge bracket. Other investment banks are regionally oriented or situated in the middle market (e.g. Piper Jaffray). Others are small, specialized firms called boutiques which might be oriented toward bond-trading, M&A advisory, technical analysis or program trading. Firms have lots of different areas and groups within them. In most firms, there is sales and trading which works with owners of securities, investment banking which works with issuers of securities (firms and governments) and capital markets which goes in between the other two. To get an idea of how a firm is organized, check out the products and services groups at Goldman Sachs." http://www.careers-in-finance.com/ib.htm More info: Investment banking: http://en.wikipedia.org/wiki/Investment_bank http://www.google.com/search?q=what+do+investment+bankers+do%3F&num=20&hl=en&safe=off What are securities? http://en.wikipedia.org/wiki/Securities http://www.google.com/search?num=20&hl=en&safe=off&defl=en&q=define:Securities&sa=X&oi=glossary_definition&ct=title http://www.google.com/search?num=20&hl=en&safe=off&q=what+are+securities%3F

Q: About Property investment securities?
What is the 'gearing limit'? What is the 'MSCI World indice'? What is the NAV? Any explanation would be very helpful. Thank you Bap

A: Gearing limit refers to the maximum amount of leverage a company (or fund) can use. Usually this is expressed as a percentage of total assets. So, for example, a "gearing limit of 35%" would mean that a fund cannot borrow more than 35% of its assets value to fund the purchase of those assets. In real estate, this is also called "the Loan to Value (LTV)" percentage, but in a fund it usually refers to the maximum allowable LTV imposed on any property the fund can own. The NAV is the "Net Asset Value" which is the total value of assets less liabilities that divided by the number of shares the fund has issued at some point in time. In the case of an open-end fund, it is the price for which shares can be bought or sold at the time the NAV is measured. The MSCI world index is an index of large global stocks, kind of like the S&P 500 is for America. It measures the value of a broad basket of global stocks and is used as a benchmark against which the performance of and individual mutual fund or stock is measured. The period return on this index is considered a proxy for the return on all global stocks as an asset class.

Q: What is a simple investment or security that goes up or down in lockstep with the price of oil?
In other words, if I think the price of oil will triple in the next year, is there a simple investment vehicle that I can purchase to capitalize on such an increase?

A: The easiest thing for you to do as a small time investor who want liquidity is to buy an oil etf. Check out stock tickers OIL or USO. They will rise and fall with oil. Also most oil companies like PQ, RRC, CLR will largely follow the price of oil.